Anthony DeGerolamo, CFP® RICP® CLU® CRPC®
CERTIFIED FINANCIAL PLANNER™ professional
Owner
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My expertise
Since 1993, I have provided retirement and personal financial planning services to families, executives, professionals, and business owners. My background in commercial banking led me to this field, where clients sought guidance on executive compensation, employee benefits, business succession, and personal retirement income planning. They also needed advice on asset allocation, asset location, and the life insurance coverage necessary to protect both their businesses and their families.
I have been in the financial planning business with over 30 years of experience. I have helped my clients weather economic outcomes such as the dotcom bubble (2000-2002), the great recession of 2007-2009, European sovereign debt crisis 2009-20012, Covid 19 in 2020 and global inflation and interest rate hikes 2021-2024. During these times and other events, we managed our clients expectations and fears to position them with a better financial future.
Education and Designations
CERTIFIED FINANCIAL PLANNER® professional March 1992
Candidates for CFP certification must complete coursework addressing these major personal financial planning areas: Professional Conduct and Regulation, General Principles of Financial Planning, Risk Management and Insurance Planning, Investment Planning, Tax Planning, Retirement Savings and Income Planning, Estate Planning, Psychology of Financial Planning, and Financial Plan Development.
CFP® professionals must complete the required number of CE hours each reporting period to maintain certification. These must be completed by the due date indicated for your current CE period.
Your CE hours must include completing an approved CFP Board “Code of Ethics” CE program.
Chartered Life Underwriter February 2004
The Chartered Life Underwriter® (CLU®) designation is a specialized certification for life insurance underwriting and planning offered by The American College of Financial Services. The CLU® certification gives financial professionals an in-depth understanding of life insurance products, underwriting, and solutions as a key part of a goal-based financial plan. This underwriting certification includes insights on life insurance for business continuity, employee benefits, and estate planning. It is similar in some respects to the Life Underwriter Training Council Fellow (LUTCF) designation; however, the CLU® designation offers a more focused course of study on the practical, legal, and ethical aspects of life insurance throughout clients’ lifecycles.
RETIREMENT INCOME CERTIFIED PROFESSIONAL® November 2020
A Retirement Income Certified Professional® (RICP®) is a financial advisor with specialized expertise in retirement income planning. They help individuals create strategies to convert savings into sustainable income, optimize Social Security benefits, and prepare for long-term financial needs. RICPs are trained to address key retirement risks such as market volatility, healthcare expenses, and longevity risk, ensuring retirees can maintain their desired lifestyle. The RICP® designation is awarded by The American College of Financial Services and requires completion of an in-depth educational program.
Anthony DeGerolamo is a Registered Representative and Investment Adviser Representative of Equity Services, Inc., Securities and Investment Advisory Services are offered solely by Equity Services, Inc., Member FINRA/SIPC, Rosetree Building 2, 1400 N Providence Road, Suite 3007, Media, PA 19063 (610) 891-9700. DeGerolamo Financial Strategies is independent of Equity Services, Inc.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.